Complex Advice


The demand for a specialist introduction service for complex advice is growing. Increasingly, advising firms are recognising the commercial logic of having specialists in this area to call on - this is where GoldCore Wealth Management can help you and your clients.

Lifetime cashflow planning:

Our "monte carlo simulator" allows for projections of future cash flows which reflect uncertainty in future  investment returns and inflation both during a client's working life and into retirement.
This is critical in retirement planning when using an ARF since it enables both the adviser and the client to understand the risk of "bomb-out" under certain assumptions of investment returns and volitility.:

 The scenarios are presented in terms of statistical probabilities created by a random number generation system based on the inputs provided by our clients. These inputs include client age and time horizon, initial wealth, cash flow periods (savings and withdrawals) and average annual return and standard deviation (volatility) in various portfolio periods.This technique is a framework for testing a variety of assumptions about retirement and developing realistic expectations of possible outcomes.These outcomes will of course vary depending on what investments and returns are made during the phases of saving and consumption.
This is for illustration purposes only and does not reflect an actual or simulated portfolio.

GoldCore Wealth Management is regulated by the Central Bank of Ireland.