Never make forecasts, especially about the future....


On 3rd December 2007  Pat Dorsey Director of Equity Research at Morningstar made some predictions on camera and the outcome illustrates perfectly the risks associated with attempting to pick stocks based on an analysis of fundamental value.

Only one of the recommended stocks outperformed the S&P 500 while the remainder significantly underperformed the index and in the case of Wachovia investors would have lost all their money.

The antidote to this uncertainty is to simply buy and hold a broadly diversified index fund.

Stock

Dec 2007

Fair Value Est

Sept 2009

Percent change

US BanCorp

$32.98

$41

$21.23

-35.62%

BB&T Corp

$35.90

$49

$26.71

-25.59%

Bank of America

$46

$70

$16.34

-64.47%

Wachovia

$42.50

$61

$0

-100%

Synovus Financial

$25.12

$35

$3.51

-86%

S&P 500

 1468.36

 

 1,057.08

-28.01%


The original video has subsequently been removed by Morningstar. Hardly suprising really.